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Part 3: Mortgage affordability. How do you know how much you can afford?
Probably one of the most thought about question when it comes to buying a house is how do I know how much house I can afford? Typically mortgage providers will say 2.5x your total income (combined if there are 2 or more of you) but I believe this is the wrong approach and can be […]
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Part 2: Mortgages glossary and tips
Mortgages are typically the biggest financial decision that people will make in their lifetime. One of the most common situations is when people will determine what they can afford to spend each month, pick a very expensive house and then pay for that house over the longest duration they can in order to achieve that […]
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Part 1: Start Saving Small – How to plan your finances
With inflation reaching all time highs not seen for decades, it is now more important than ever to plan out your finances. As a result I have put together this to help those that are struggling to get visibility on their income and outgoings by sharing how I manage my own. I know for many […]
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Gambling in the UK
With the country in a lockdown people have been spending far more time at home than ever before. After seeing a lot of new stories about how prevalent gambling in the UK has become I thought it about time to ask if it was a problem or not. However, when you dig deeper, there is […]
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That Little World with my Sisters
Being the first born in an Asian family means a lot of responsibilities. I am the eldest and I have two sisters. We were all born two years apart from each other. I remember, when we were kids, one of my main responsibilities is to teach my sisters. My mom expects that I will help […]
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The Real Estate Issue – A Profit or a Home?
I would firstly like to mention how housing has become more about making money than about being a home. Although I believe the term housing needs some differentiation between the house and the land it is built on. While I do agree it is financialised I also don’t believe this was an issue until the […]
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The Call to “Protect Our NHS”
In light of recent events, I’ve been thinking a lot more about how we arrived at the current situation. I don’t believe anyone truly has the answers yet so here are a few questions to ask instead. There will be a few posts coming covering certain questions to inspire you to not only think about […]
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Efficiency Across the Board
In light of recent events, I’ve been thinking a lot more about how we arrived at the current situation. I don’t believe anyone truly has the answers yet so here are a few questions to ask instead. There will be a few posts coming covering certain questions to inspire you to not only think about […]
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The Cost of Panic Buying
In light of recent events, I’ve been thinking a lot more about the effects of media on the public and how misinformation or control of information can lead to disastrous consequences. I don’t believe anyone truly has the answers yet so here are a few questions to ask instead. There will be a few posts […]
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Five differences being a nurse in the UK from the Philippines
I worked as a nurse in the Philippines for more than 2 years specifically in medical wards and Emergency Department. In 2016, I moved to the UK where I also initially worked in wards before moving to ICU. I would say there are few differences in working as a nurse in both countries aside from […]
One Grand Tour 